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Commercial Insurance
NorthStar Risk Management & Insurance Services provides full coverage for businesses, professionals and commercial risks. Our commercial insurance division offers risk solutions that are tailored to the individual businesses that we partner with. Lines of coverage include:
- Commercial Property: Offering protection for your business against physical damage to or loss of your buildings, property, and contents. Specialties include: Apartments, Condominium HOAs, Retail, Office Buildings, Industrial Complexes, Shopping Centers, Strip Malls, Storage Facilities; BOP (Business Owners Policy); Earthquake and Flood.
- General Liability: Protects against third party claims arising from your premises, products, operations, or advertising. Excess Liability and umbrellas are also available.
- Commercial Auto: Delivery Trucks, Company Owned Autos, Contractor’s Business Auto, Trucks or Vans.
- Directors and Officers Liability (D&O): for Public, Private, or Non-Profit organizations: coverage for the executive staff of companies that may be subject to lawsuits.
- Errors & Omissions (E&O) / Professional Liability: liability insurance to indemnify professionals, doctors, lawyers, architects, etc. for the loss or expense resulting from claims on account of bodily injuries because of any malpractice, error or mistake committed or alleged to have been committed by the insured in their profession.
- Employment Practices Liability (EPLI): covers businesses against claims by workers whose legal rights as employees of the company have been violated.
- Attorney’s Professional Liability (E&O)
- Worker’s Compensation: Required by law and covers employees who experience occupational injury or accident that arises out of and in the course of employment.
- Construction: Builder’s Risk, Owner Controlled Insurance Program (OCIP), Contractor Controlled Insurance Program (CCIP), Pollution Legal Liability (PLL)
- Marine: comprehensive coverage solutions for marine businesses, yacht clubs, charter boats and ocean cargo
- Ranches and Farms
- Wineries and Vineyards
- Bonds: ERISA Bonds, Performance Bonds, Surety Bonds, and Fidelity Bonds
- Employee Benefits: Group medical, Dental, Life insurance
…Experience the NorthStar Difference
